The Lunsford Agency 69 West Second Street, Chillicothe, OH 45601
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The Good News: Living Longer

Americans are living longer than ever thanks to advances in medicine and healthier lifestyles. This is great news, but longer life spans mean extra years in retirement. You may even spend more years in retirement than you did at work.

The Mission: Planning for Lifetime Income with some practical planning. Now you can find a strategy to help you achieve your personal vision of retirement. To get there, you need a product that will provide you with a dependable income. While we cannot control the economy, the markets or the direction of interest rates, there are aspects of retirement planning you can control.

One option you may want to consider for securing a comfortable retirement lifestyle is a Fixed Indexed Annuity (FIA). This product allows you to participate in the performance of the S&P 500 stock index without risk. When the index has growth, you will receive a percentage of that in your account. When the market has a negative year, your account stays the same. Your initial investment and your interest are locked in.

At some point you will likely want to create an income with your investment. When that time comes you will have a variety of payout options to choose from. This is the strategy many retirees are using today to create a dependable stream of retirement income. I would like to help you create your own personal pension plan today.

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