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Required Minimum Distribution Rules

Required Minimum Distribution Rules

Did you know that 2.1 million baby boomers will celebrate their 70th birthday this year?  This fact is relevant because the Internal Revenue Service (IRS) instructs that such individuals begin taking Required Minimum Distributions (RMD) from their retirement plans at...
What is a Variable Annuity?

What is a Variable Annuity?

A variable annuity, similar to any other annuity, represents a legal contract with an insurance carrier. There are two components within the annuity. There is an investment component and an insurance component. Let’s start by looking at the investment component...
Top 5 Final Expense Insurance Companies

Top 5 Final Expense Insurance Companies

Burial insurance or final expense insurance is a form of life insurance policy that falls under the classification of whole life insurance, alternatively known as permanent life insurance. These kinds of insurance policies are typically purchased by seniors between...
Retirement Planning for Lifetime Income

Retirement Planning for Lifetime Income

It’s certainly safe to say that most adults are concerned about having enough money invested for a comfortable retirement. Yes, if we downsize to just the bare essentials, many of us can retire with what we’ve invested in Social Security, but that road is a bumpy one...