Call Us (740) 779-0246 lunsfordinsurance@horizonview.net
Required Minimum Distribution Rules

Required Minimum Distribution Rules

Did you know that 2.1 million baby boomers will celebrate their 70th birthday this year?  This fact is relevant because the Internal Revenue Service (IRS) instructs that such individuals begin taking Required Minimum Distributions (RMD) from their retirement plans at...
What is a Variable Annuity?

What is a Variable Annuity?

A variable annuity, similar to any other annuity, represents a legal contract with an insurance carrier. There are two components within the annuity. There is an investment component and an insurance component. Let’s start by looking at the investment component...
Retirement Planning for Lifetime Income

Retirement Planning for Lifetime Income

It’s certainly safe to say that most adults are concerned about having enough money invested for a comfortable retirement. Yes, if we downsize to just the bare essentials, many of us can retire with what we’ve invested in Social Security, but that road is a bumpy one...